Promotions & Offers

2025 0% Balance Transfer Offer 2.0
Save on interest1 and pay down your balance faster : With the 2025 Balance Transfer offer, you can transfer balances from other credit cards and enjoy 0% interest for 12 months*. A one-time, 3% fee on the amount of each balance transferred will be charged at the time the balance transfer transaction is booked*. More of your money can go toward paying off your balance—not toward interest.
*Terms and Conditions apply.

Young Adult Offer
Build Credit for the Life you want! Newly approved accounts whose cardholders are between the ages of 18-24 will receive a one-time $50 statement credit following activation of their card and the completion of their first purchase transaction within 30 days of activation.*
*Terms and Conditions apply.

eStatement Offer
When you switch to eStatements between July 1 and July 31, 2025, you’ll receive a $5 statement credit*. It’s our way of saying thank you for going paperless and helping us reduce waste.But that’s not all! For every switch to eStatements, Tree Canada will plant a tree on your behalf, valued at $5 per tree*. This means you’re not only saving paper but also contributing to reforestation efforts across Canada.
*Terms and Conditions apply.

Cash Back Mortgage
Buying a home is a major expense - save more of your money with our Cash Back mortgage! Whether you’re purchasing a new home or renewing your mortgage, earn cash back so you can save for your future.

New to Canada
Embrace your new life in Canada with a new credit card and receive $50 upon approval and activation to get you started.*
*Terms & Conditions apply.

Flex Rewards Welcome Points*
Whether it’s lunch with friends, streaming your favourite show, or grabbing a coffee on the go, be rewarded for the things you buy along the way with the 1st Choice Savings Centra Gold card.*
*Terms & Conditions apply.

Flex Rewards
Get more out of your new credit card with up to 5,000 Bonus Flex Rewards Points.*
*Terms and Conditions apply.

1st Year Annual Fee Rebate*
When you apply for a World® Mastercard or Cash Back World Elite® Mastercard, enjoy your first year of exclusive benefits† and rewards free!*
*Terms and Conditions apply.
*Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_1st-choice-savings-and-credit-union/offers/ for more details.
†Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_1st-choice-savings-and-credit-union/benefits/mastercard-benefits/mastercard-exclusive-benefits/default.aspx for more details.
1 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online http://www.collabriacreditcards.ca/cardholder-agreement
® Mastercard, World Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.