Chequing Accounts
Pay bills, send money and more with a 1st Choice Savings Chequing Account.

Chequing Accounts

Digital Chequing​

Available To Open Online

  • No monthly fee

  • Unlimited Interac e-Transfers®

  • Unlimited electronic digital debit and credit transaction

  • Bank anytime, anywhere with mobile and online banking

Low Fee Chequing

  • $3.95 per month for up to 12 transactions

  • $1.25 for each transaction over 12 to a maximum of $13.95

  • Low Credit Union ATM Fees

  • Eligible for authorized overdraft

Daily Choice

  • No monthly fee with a minimum balance of $1,000 CAD

  • Unlimited debit transactions

  • Unlimited Interac e-Transfers®

  • No ATM fees at 1st Choice Savings and other credit unions


  • No monthly fee

  • Unlimited debit transaction

  • No minimum balance required

  • Earn interest on every dollar

Student Chequing

  • No monthly fee

  • Unlimited debit transactions

  • No minimum balance required

  • Free ATM withdrawals at 1st Choice Savings and other Credit Unions 

US Chequing

  • No Monthly Fee

  • U.S. Draft $10.00

  • 2 free debit transactions per month

  • Transfer funds seamlessly and securely

Benefits & Features

Apple Pay®

Make contactless, safe, and secure purchases on your Apple device with Apple Pay®

Ding free®

Access 1,800+ ding free® ATMs across Canada

100% Deposit Guarantee

Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation

Online & Mobile

Download the 1st Choice Savings mobile app today

Try out the Account Quiz Or View Savings

Take a few seconds to find the Account that works best for you


*The number of transactions is not limited, but amounts allowed to be sent may be.
Interac e-Transfer® is a registered trade-mark of Interac Inc. Used under License.
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