Chequing Accounts
Discover a world of possibilities with one of our chequing accounts.
Chequing Accounts

Digital Chequing
Available to open online
-
No monthly fee
-
Unlimited Interac e-Transfers®
-
Unlimited digital debit transactions
-
Bank anytime, anywhere with mobile and online banking

Low Fee Chequing
-
$3.95 per month for up to 12 transactions
-
$1.25 for each transaction over 12 to a maximum of $13.95
-
Low Credit Union ATM Fees
-
Eligible for authorized overdraft

Daily Choice
-
No monthly fee with a minimum balance of $1,000 CAD
-
Unlimited debit transactions
-
Unlimited Interac e-Transfers®
-
No ATM fees at 1st Choice Savings and other credit unions

Youth
-
No monthly fee
-
Unlimited debit transactions
-
No minimum balance required
-
Earn interest on every dollar

Student Chequing
-
No monthly fee
-
Unlimited debit transactions
-
No minimum balance required
-
Free ATM withdrawals at 1st Choice Savings and other Credit Unions

US Chequing
-
No monthly fee
-
U.S. Draft $10.00
-
2 free debit transactions per month
-
Transfer funds seamlessly and securely
Benefits & Features
![]() |
|
|
![]() |
100% GuaranteeYour deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation |
Apple Pay®Make contactless, safe, and secure purchases on your Apple device with Apple Pay® |
Ding free®Access 1,800+ ding free® ATMs across Canada |
Online & MobileDownload the 1st Choice Savings mobile app today |
Benefits & Features
Apple Pay®
Make contactless, safe, and secure purchases on your Apple device with Apple Pay®
Ding free®
Access 1,800+ ding free® ATMs across Canada
100% Deposit Guarantee
Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation
Online & Mobile
Download the 1st Choice Savings mobile app today
Try Out Our Account Quiz Or View Savings Accounts
Take the account quiz to find the perfect account for you, or view our other accounts!