Low Rate Credit Cards

Enjoy our low rate credit cards!


1st choice savings centra visa gold card

Centra Visa* Gold Card


1,000 Welcome Points*
0% balance transfer for 9 months with a one-time 2% fee*
Annual Fee: $50.00
Interest Rate (Purchases): 12.99% Fixed
1st choice savings classic mastercard

Classic Mastercard


Purchase Protection & Extended Warranty1
Mobile Device Insurance1

Annual Fee: $0.00
Interest Rate (Purchases): 13.99% Fixed

Take control of your credit card with CardWise!

Visit CardWise Online to check your balance, see transactions and make payments. For account management on the go, download CardWise Mobile from your mobile device’s app store!

Features


Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!**

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Cards include robust insurance benefits such as auto rental collision,1 emergency healthcare,2 mobile device insurance,1 and more!

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

*Standard text messaging rates apply.

Features


Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!**

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Cards include robust insurance benefits such as auto rental collision,1 emergency healthcare,2 mobile device insurance,1 and more!

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

Security Features

*Standard text messaging rates apply.

Not right for you?

Check out our other cards:

Not right for you?

Check out our other cards:

*Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_1st-choice-savings-and-credit-union/offers/ for more details.

**Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

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