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Reward Credit Cards

Spend, Earn, Repeat.

1st choice savings cash back world elite mastercard

Cash Back World Elite® Mastercard

★ Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
★ Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining2
★ Earn 1 point for every $1 spent on all other purchases3
Annual Fee: $120.00
Interest Rate (Purchases): 20.99% Fixed
Card Details
1st choice savings world mastercard

World Mastercard®

★ 5,000 Welcome Points*
★ 0% balance transfer for 9 months with a one-time 2% fee*
Annual Fee: $120.00
Interest Rate (Purchases): 20.99% Fixed
Card Details
1st choice savings centra visa gold card

Centra Visa* Gold Card

★ 1,000 Welcome Points*
★ 0% balance transfer for 9 months with a one-time 2% fee*
Annual Fee: $50.00
Interest Rate (Purchases): 12.99% Fixed
Card Details
1st choice savings cash back mastercard

Cash Back Mastercard

★ Earn 1 point for every $1 spent on Grocery4, Gas & Sustainable Transit5, Select Recurring Bills & Digital Streaming purchases6
★ Earn 0.5 points for every $1 spent on all other purchases3

Annual Fee: $0.00
Interest Rate (Purchases): 20.99% Fixed
Card Details
1st choice savings us dollar mastercard

US Dollar Mastercard

★ Earn 1 point for every $2 USD spent3
★ Purchase Protection & Extended Warranty7
Annual Fee: $50.00
Interest Rate (Purchases): 19.99% Fixed
Card Details

Take control of your credit card with CardWise!

Visit CardWise Online to check your balance, see transactions and make payments. For account management on the go, download CardWise Mobile from your mobile device’s app store!
CardWise Login

Features

Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!**

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Cards include robust insurance benefits such as auto rental collision,7 emergency healthcare,8 mobile device insurance,7 and more!

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

*Standard text messaging rates apply.

Features


Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!**

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Cards include robust insurance benefits such as auto rental collision,7 emergency healthcare,8 mobile device insurance,7 and more!

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

Security Features

*Standard text messaging rates apply.

Not right for you?

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Not right for you?

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**Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back World Elite Mastercard or Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
2 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back World Elite Mastercard or Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
3 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
4 If annual GROCERIES purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
5 If the combined annual GAS and SUSTAINABLE TRANSIT purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
6 If the combined annual select RECURRING BILLS and DIGITAL STREAMING purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
7 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
8 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
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