Savings Accounts
We can help you with switching over to 1st Choice Savings.

Savings Accounts



Saving Accounts


Start earning high interest from every dollar on your savings account.
  • No Minimal Balance 
  • Earn Interest 
  • eStatements
  • $10.00 US Draft
  • Optional Paper Statement 

High Interest Savings


Available To Open Online 

  • Earn high interest on every dollar

  • No monthly fee

  • Transaction fee: $5.00 each

  • Easily set up automatic deposits


Choice Savings 



  • Earn interest on every dollar

  • No monthly fee

  • Transaction fee: $0.75 each

  • Easily set up automatic deposits

Benefits & Features


Apple Pay®

Make contactless, safe, and secure purchases on your Apple device with Apple Pay®


Ding free®

Access 1,800+ ding free® ATMs across Canada


100% Deposit Guarantee

Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation


Online & Mobile

Download the 1st Choice Savings mobile app today

Try out the Account Quiz Or View Chequing Accounts

Take a few seconds to find the Account that works best for you

Frequently Asked Questions


A financial plan creates a complete picture of your finances. It determines your short and long-term financial goals, which can include longer-term goals, such as retirement, and shorter-term goals, such as saving for a car or a home. You are never too old, too young, too wealthy, or too poor to engage in financial planning. Your goals may change at each life stage, it is important to have a road map to assist you in achieving them and identify important milestones so you know you’re on the right track.

A rule of thumb is to save the equivalent of three to six months of living expenses in an emergency fund/rainy-day fund to get you through unexpected events such as a financial setback or car repair. These reserved funds will prevent dipping into your savings or borrowing from your credit card.

A good rule of thumb is that a savings account is a good for short term needs, especially if you need easy access to your funds. Investments are a smart way to grow your savings over the long term, protecting them from depreciation and maybe even making them earn more money for you. For example, saving for retirement. It might be best served in a Registered Retirement Savings Plan (RRSP). You might also want to consider a Tax-Free Savings Account (TFSA). These investments offer tax benefits that you can use to save even more for short or long-term goals.

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