Keep your short and long term goals on track.

Choosing An Account

This section will include what a registered and non registered account is. It will list each account (i.e. TFSA) but not explain what it is. We will have a cta that brings them to the scroller which explains that. 
  • TFSA

    A "tax free savings account"

  • Mutual Funds

    Explore how mutual funds can help you achieve your financial goals.

  • Stocks

    Explore how you can add equities to your investment portfolio.

  • ETFs

    Explore market-leading exchange traded funds.

What Is Your Investment Goal?

Knowing your goals can help you determine what type of investment options you should be considering.

Below are some of our most popular investment solutions.

Investing Products

This section will include explanations of each product we have. I.e. A GIC is a guaranteed investment certificate meaning you will receive whichever rate you lock in it at. This section combined with the account section above will serve to create a natural flow from account meaning to product meaning.

Once you’ve figured out your investment goals, we have the right mix of products to help you reach them.

You can choose which products you’d like to hold in your accounts.

  • GICs

    Explore principal-protected guaranteed investment certificates.

  • Mutual Funds

    Explore how mutual funds can help you achieve your financial goals.

  • Stocks

    Explore how you can add equities to your investment portfolio.

  • ETFs

    Explore market-leading exchange traded funds.

Registered Savings Plans

Why Become A Member?​

The ultimate benefit of 1st Choice Savings membership is peace of mind.  When you’re a member, you’re also an owner. That automatically makes your best interests our best interests. More than 5 million Canadians are credit union members, enjoying all the advantages of 'big banks', but as owners with more benefits.

Registered Accounts

Defer taxes or grow your investment in a tax-sheltered account

Non-Registered Accounts

Accounts not registered with the government, such as Individual or joint, cash or margin accounts.

Great for: 

Non-Personal Account

Non-personal accounts such as association, corporate, estate, and trust accounts.

Great for: Anyone investing on behalf of another individual, a business, or an association.

Ways To Invest With Us

Qtrade Direct Investing™

We have partnered with Qtrade to provide you with online investing from one of Canada’s best online brokers. If you prefer to self-manage your investments, Qtrade gives you the account options, investment choices, and research tools you need to build a custom investment portfolio. 

Best for members who want to build their own investment portfolio and execute trades themselves. 


We have partnered with VirtualWealth® to provide a simple and convenient digital investing service that provides you with a professionally managed, low-cost portfolio to match your personal financial goals, timeline, and risk tolerance. It offers investment portfolios for a wide range of investor needs, including Responsible Investing options.

Best for members who want the simplicity and convenience of an online platform, with a professionally managed portfolio.

Financial Advisors

Get investment advice from the wealth professionals at Credential Asset Management Inc. and Credential Securities through1st Choice Savings. They will take the time to get to know you, your risk comfort level, and will help you develop an investment plan that works for you.

Best for members who want a one-on-one meeting with a wealth specialist to structure, preserve, and optimize wealth or map out their long or short-term investment goals. 

Frequently Asked Questions

A financial plan creates a complete picture of your finances. It determines your short and long-term financial goals, which can include longer-term goals, such as retirement, and shorter-term goals, such as saving for a car or a home. You are never too old, too young, too wealthy, or too poor to engage in financial planning. Your goals may change at each life stage, it is important to have a road map to assist you in achieving them and identifying important milestones so you know you’re on the right track.

Determine what you want to achieve, whether it’s a short-term or long-term goal, level of risk, financial and personal situation. For instance, if your risk tolerance is low, you may want to choose a secure and low risk investment like a Guaranteed Investment Certificate (GIC). If your risk tolerance is higher, you may want to leverage the growth potential of the markets, like with a mutual fund or stocks.

There are many investing options for building your savings and growing wealth. Based on your objectives and personal situation, you could invest in a TFSA, or save for retirement with an RRSP, or set up an RESP to save for your child's education.

Looking to manage your own portfolio? Our Wealth Management team offers simple, innovative tools for self‑directed investors.

Would you rather work with an advisor? Grow your wealth and achieve your goals with the help of an expert investment advisor.

Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth. Qtrade Guided Portfolios is a trade name of Credential Qtrade Securities Inc. Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Credential Qtrade Securities Inc. (including Credential Securities, Qtrade Direct Investing, Qtrade Advisor, Qtrade Guided Portfolios and Aviso Correspondent Partners), Credential Asset Management Inc., Credential Insurance Services Inc., Credential Financial Strategies Inc., and Northwest & Ethical Investments L.P.

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