1st Choice Savings Rates

1st Choice Savings is committed to giving our members the most competitive, flexible rates for investments, mortgages, savings, and borrowing needs. All of your deposits are also 100% guaranteed through the Deposit Guarantee Corporation of Alberta. 
Prime Rate

2.45%

U.S. Dollar Exchange Rates


Member Sells USD

1.2130

Member Buys USD

1.2580


Closed Residential Mortgages

Rates
6 Month Closed
3.900%
1 Year Closed
2.750%
2 Year Closed

2.150%
3 Year Closed
2.200%
4 Year Closed
2.250%
5 Year Closed
5.040%
7 Year Closed
5.000%
5 Year Special Rate
2.090%


Open Residential Mortgage

Rates
6 Month Open
4.750%
1 Year Open
4.750%

Home Equity Line of Credit

Rates
Prime Rate + 0.50%

2.950%

* All rates subject to change without notice

Premium Accounts

Rates
Premium Savings: Over $5,000
0.15%


Savings Accounts

Rates
Daily Savings: All Balances

0.05%
Infinity Savings: All Balances

0.05%



Daily Infinity

Rates

Daily Infinity: Over $5,000

0.05%

Youth Accounts

Rates
Youth
0.15%


* All rates subject to change without notice

Long Term GICs

Rates
1 Year

0.600%
2 Years
0.750%
3 Years
0.850%
4 Years
0.900%
5 Years
1.000%

Short Term GICs

Rates
30 Days
0.200%
60 Days
0.200%
90 Days

0.250%
180 Days
0.250%
270 Days
0.300%

Fixed Rate Non-Redeemable

Rates
13 Month
0.600%
18 Month
0.700%
30 Month
0.800%

* All rates subject to change without notice

Long Term Classic Non-Redeemable RRSPs

Rates
1 Year

0.600%
2 Years
0.750%
3 Years
0.850%
4 Years
0.900%
5 Years
1.000%

Fixed Rate Non-Redeemable

Rates
13 Month
0.600%
18 Month
0.700%
30 Month
0.800%

Short Term RRSPs

Rates
Variable RRSPs
0.150%

* All rates subject to change without notice

Non-Redeemable RRIFs

Rates
1 Year

0.600%
2 Years
0.750%
3 Years
0.850%
4 Years
0.900%
5 Years
1.000%

Fixed Rate Non-Redeemable

Rates
13 Month
0.600%
18 Month
0.700%
30 Month
0.800%

Short Term RRIFs

Rates
Variable RRIFs
0.150%

* All rates subject to change without notice

Non-Redeemable TFSAs (Minimum $500)

Rates
1 Year

0.600%
2 Years
0.750%
3 Years
0.850%
4 Years
0.900%
5 Years
1.000%

Fixed Rate Non-Redeemable

Rates
13 Month
0.600%
18 Month
0.700%
30 Month
0.800%

Variable TFSA (Minimum $500)

Rates
Variable TFSAs
0.150%

* All rates subject to change without notice

Consumer Loans

Rates
Floating Rate
Prime Rate + 2.00%

RRSP Loans

Prime Rate
Authorized Overdraft
19.25%



* All rates subject to change without notice
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