Youth Start Smart
Empower your tomorrow.

Spend smart, build your credit, and earn rewards with a Centra Visa* Gold credit card! Earn 1 point per $1 spent on everyday purchases1 to get more mileage from your hard-earned money, and enjoy seamless account management through CardWise Online or CardWise Mobile.

From now until September 15, receive a $50 statement credit* and your first year annual fee rebated* when you get approved - a cash equivalent of $100!

From June 17 to September 15, 2024.

Ready to Apply?

Apply online or book an appointment to apply for your credit card and set up your finances with us.
*Trademark of Visa Int., used under license.
*Terms & conditions apply. Visit here for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit
*Only card products listed above are eligible for the offer.
Applicants must be 18-24 to qualify for this offer.
Statement credit will be applied to your account within two (2) statement cycles.
$50 statement credit is courtesy of Collabria Financial Services.
The annual fee rebate is courtesy of 1st Choice Savings.
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.