You could receive up to $1,150!

A draw for 100,000 bonus reward points & more.

You could receive up to $1,150!

A draw for 100,000 bonus reward points & more.

Draw Offer Details



Every Transaction Counts

Every transaction you make on an *eligible credit card, whether big or small, counts as an entry for the draw!


Time Frame

From August 3, 2022, to October 31, 2022, all transactions you make will be auto populated as entries in the draw.


Winners

The winners on November 1, 2022, will be contacted through email in November.


Draw Offer Details

Every Transaction Counts

Every transaction you make on an *eligible credit card, whether big or small, counts as an entry for the draw


Time Frame

From August 3, 2022 to October 31, 2022, all transactions you make will be auto populated as entries in the draw.


Winners

The winners on November 1, 2022, will be contacted through email in November, 2022.

Don't have an eligible credit card?

Apply now, you could receive up to $1,150!

$100 to $150

Open a new credit card

with welcome points.

Enjoy 3.9% 

Enjoy the promo rate

of 3.9% for balance transfers

100,000 Draw

1 of 5 grand prizes of

100,000 bonus reward points.

Learn More

Learn More

Learn More

Don't have an eligible credit card?

Apply now, you could receive up to $1,150!

$100 to $150

Open a new credit card

with welcome points.

Learn More

Enjoy 3.9% 

Enjoy the promo rate

of 3.9% for balance transfers

Learn More

100,000 Draw

1 of 5 grand prizes of

100,000 bonus reward points.

Learn More


Cash Back Mastercard®


100,000 bonus reward points draw
3.9% Balance Transfer

Annual Fee: $0.00


Interest Rate (Purchases): 19.99%


Earn Reward Points

Centra Visa* Gold Card


100,000 bonus reward points draw
10,000 Welcome Points
3.9% Balance Transfer

Annual Fee: $50.00


Interest Rate (Purchases): 11.99%


Earn Reward Points


World Mastercard®


100,000 bonus reward points draw
15,000 Welcome Points
3.9% Balance Transfer

Annual Fee: $120.00


Interest Rate (Purchases): 20.99%


Earn Reward Points


Travel Rewards Gold Mastercard®


100,000 bonus reward points draw
10,000 Welcome Points
3.9% Balance Transfer

Annual Fee: $99.00


Interest Rate (Purchases): 19.99%


Earn Reward Points

This offer requires a member to make transactions on their eligible credit card,

between August 3, 2022, to October 31, 2022, to be entered into the draw.

Credit Cards that are eligible for the contest, are World Mastercard, Travel

Rewards Gold Card, Centra Visa Gold Card, Cash Back Mastercard.

Every transaction made between August 3, 2022, & October 31, 2022, is entered into

the draw, for a chance to win* 1 of 5 Grand Prices of 100,000 bonus reward

points. Spend, Earn, Repeat all summer long!

 

The winners will be emailed directly and will receive the 100,000-bonus reward

points the next cycle.

 

The winners will receive 100,000 points as a one-time transaction after

the draw winners are selected.

Terms and Conditions

This offer is open to new and existing members and expires on October 31, 2022. Every transaction made between August 1, 2022, & October 31, 2022, using the eligible credit cards, will be entered into a draw to win* 1 of 5 Grand Prizes of 100,000 bonus reward points. Any application or transaction after October 31, 2022, does not qualify for the Draw. 

Eligible Credit Cards

World Mastercard®, Travel Rewards Gold Mastercard®, Centra Visa* Gold Card, Cash Back Mastercard®

Winner Selection and Notification 

The five (5) potential winners of the Draw will be randomly selected by a 1st Choice Savings marketing department member. The winner will be contacted by email. 

Trademarks

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa International Service Association used under license.

100,000 Bonus Reward Points Draw

Mini-Rules:

The Contest Starts on August 1, 2022, at 1:00:00 a.m. Eastern Time (“ET”) and ends at 11:59:99 p.m. on October 31, 2022 (the “Contest Period”). Open to 1st Choice Savings and Credit Union Ltd. existing and new approved and funded consumer credit card accounts. receive one (1) entry per transaction made with eligible credit card (“*Eligible Credit Card”). There is no limit to entries per transaction made with *eligible credit cards. In November 2022, five (5) winners will be selected randomly by a computer process that produces a variability random result from those valid entries received during the contest period.

 

100,000 Bonus Reward Points Draw

Full Contest Rules (the “Contest Rules”):

  1. Eligibility: 100,000 Bonus Reward Points Draw Contest (the “Contest”) is open to 1st Choice Savings and Credit Union Ltd. existing and new approved and funded consumer credit card accounts. *Eligible credit cards, World Mastercard, Travel Rewards Gold Card, Centra Visa Gold Card, Cash Back Mastercard. The US Dollar Mastercard, Classic Mastercard, Low Rate Business Card, Low Fee Business Card, and Visa Infinity are not eligible for this contest. This Contest is subject to all applicable federal, provincial, and local laws and regulations. 1st Choice Savings and Credit Union Ltd. (the “Sponsor”) reserves the right, in the sole and absolute discretion, to require proof of identity and/or eligibility to participate in this Contest. Failure to provide such proof to the satisfaction of the Sponsor in a timely manner may result in disqualification.

 

  1. Contest Period: The Contest Starts on August 1, 2022, at 1:00:00 a.m. Eastern Time (“ET”) and ends at 11:59:99 p.m. on October 31, 2022 (the “Contest Period”) and is subject to these official Contest Rules. Potential winners will be selected at random, by a computer process that produces a verifiably random result from those valid entries received during the contest period. There will be five automated draws to select the winners: In November 2022, five (5) eligible entrants will be selected as the potential prize winners for 100,000 bonus reward points. Odds of winning depend on the number of eligible entries received in accordance with these rules.

 

  1. How To Enter: Eligible cardholders of 1st Choice Savings and Credit Union Ltd. will receive one (1) entry per transaction made with eligible credit card (“*Eligible Credit Card”). There is no limit to entries per transaction made with *eligible credit cards.

 

All entries become property of Sponsor and will not be acknowledged or returned. The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decision regarding the eligibility/disqualification of entries and eligible entrants. The Sponsor and/or The Release Parties (defined below) are not responsible for lost, late, misdirected entries; any error, omission, interruption, defect, or delay in transmission; technical or mechanical malfunctions; interrupted or unavailable cable or satellite systems; error in these Rules.

 

  1. Prizes: One (1) of five (5) grand prizes of 100,000 bonus reward points available to be won. The base value of one reward point is equal to one cent (a penny a point). The cash equivalent is based upon the redemption of these points as a statement credit. Value for redemptions for merchandise, gifts, and other options may vary. The payouts to eligible cardholders will be posted to their accounts monthly.

 

Limited of one prize per person. Each winner will be selected from eligible entries received during the Contest Period.

 

  1. Winners Selection and Notification: In November 2022, five (5) winners will be selected randomly by a computer process that produces a variability random result from those valid entries received during the contest period. The odd of winning a prize depends on the number of eligible entries during the contest period. The eligible winner selected will be notified via email on the cardholder file.

 

The following draws, the winners will be contacted/notified by the Sponsor through the email provided on file of cardholder, within the twenty-four (24) hours of the draw.

 

  1. Winner Confirmation: Winners will be notified by email.

Before being officially recognized as a winner of the contest, we must confirm that the prospective winner is a current member or became a member during the contest (August 1 to October 31).

 Anyone who becomes a member after this timeframe will not be eligible to participate in the contest.

After this information has been confirmed we will notify the winners by email, letting them know they have won the contest and how they will receive their prize.

The Sponsor and/or The Release Parties (defined below) are not responsible for lost, late, or misdirected entries.

 

  1. Prize Distribution: The credit card the winner used will receive the 100, 000 bonus rewards points in the next statement cycle.

For cardholders with two or more eligible credit cards, the entries will be populated to the cardholder of the eligible credit cards.

The Sponsor and/or The Release Parties (defined below) are not responsible for any error, omission, interruption, defect, or delay in transmission of bonus reward points; technical or mechanical malfunctions; or interrupted or unavailable cable or satellite systems.

The base value of one reward point is equal to one cent (a penny a point). The cash equivalent is based upon the redemption of these points as a statement credit. The payouts to eligible cardholders will be posted to their accounts monthly (according to the monthly statement cycle).

 

  1. Prize Winners: By entering the contest (using an eligible credit card) the winners will be notified through email on file, upon their winnings of 100,000 bonus reward points. With information in regards of retrieval of 100,000 bonus reward points.

 

  1. General Conditions:

All entries become the property of the Sponsor and will not be acknowledged or returned.

The decisions of the Sponsor concerning all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decision regarding the eligibility/disqualification of entries and eligible entrants.

 

This contest is subject to all applicable federal, provincial, and municipal laws. The sponsor’s failure to enforce any term of these rules shall not constitute a waiver of that provision.

 

ANYONE DEEMED BY THE SPONSOR TO BE IN VIOLATION OF THE SPONSOR’S INTERPRETATION OF THE LETTER AND/OR SPIRIT OF THESE RULES FOR ANY REASON IS SUBJECT TO DISQUALIFICATION AT THE SOLE AND ABSOLUTE DISCRETION OF THE SPONSOR AT ANY TIME. The Sponsor reserves the right to refuse an entry from any person whose eligibility is in question or who has been disqualified or is otherwise ineligible to enter. In its sole and absolute determination, the Sponsor may disqualify any person (and void all associated Entries) if such person acts in any manner to threaten or abuse or harass any person, or to attempt to undermine the legitimate operation of the Contest by tampering, cheating, hacking, deception, or other fraudulent, deceptive, or unfair playing practices.

 

BY PARTICIPATING IN THIS CONTEST, ENTRANTS AGREE (AND AGREE TO CONFIRM IN WRITING) THAT COLLABRIA, SUBSIDIARIES, AND AFFILIATES OF COLLABRIA, AND EACH OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS (COLLECTIVELY, THE “RELEASED PARTIES”) HAVE NO LIABILITY WHATSOEVER FOR, AND SHALL BE HELD HARMLESS BY ENTRANTS AGAINST, ANY LIABILITY FOR ANY INJURIES, LOSSES OR DAMAGES OF ANY KIND (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES) TO PERSONS OR PROPERTY RESULTING FROM A PRIZE, INCLUDING THE ACCEPTANCE, POSSESSION, MISUSE OR USE OF THE PRIZE, OR THE MERCHANDISE FOR WHICH IT IS REDEEMED (IF APPLICABLE). FURTHER, BY PARTICIPATING IN THIS CONTEST, ENTRANTS AGREE THAT RELEASED PARTIES HAVE NO LIABILITY WHATSOEVER FOR, AND SHALL BE HELD HARMLESS BY ENTRANTS AGAINST, ANY LIABILITY FOR ANY INJURIES, LOSSES, OR DAMAGES OF ANY KIND (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES) RESULTING FROM: A) ENTRY OR PARTICIPATION IN THIS CONTEST, INCLUDING ACCESS TO AND USE OF THE CONTEST WEBSITE, OR B) ANY CLAIMS BASED ON PERSONALITY OR PRIVACY RIGHTS, DEFAMATION OR MERCHANDISE DELIVERY.

 

The Sponsor reserves the right to withdraw, cancel, amend or suspend this Contest (or to amend these Rules) in any way, without prior notice or obligation, in the event of any cause beyond the reasonable control of the Sponsor that interferes with the proper conduct of this Contest as contemplated by these Rules, including, without limitation, any error, problem, computer virus, bugs, tampering, unauthorized intervention, fraud or failure, accident, printing or administrative error, or for any other reason whatsoever. In the event of cancellation, the Sponsor reserves the right in its sole and absolute discretion, to randomly select the Winners from among all eligible, non-suspect Entries received up to the time of such cancellation. In no event will the Sponsor be liable for more than the stated number of prizes in these Rules. By entering this Contest, each entrant expressly consents to the Sponsor, its agents, and/or representatives, storing, sharing, and using the personal information submitted only to administer the Contest and per Sponsor’s privacy policy (available at: http://www.1stchoicesavings.ca). Collabria Privacy Policy applies just to the information collected or used for this contest. (Available at: http://www.collabriafinancial.ca). This  section does not limit any other consent(s) that an individual may provide the Sponsor or others concerning the collection, use, and/or disclosure of their personal information

 

 

 

 

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