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1st Choice Savings provides excellent borrowing opportunities. Our team of financial experts will help guide your financial future and ensure that you are making the correct borrowing decisions.
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11 New Card ProductsChoose from 8 personal cards and 3 business card products! |
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RewardsRedeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement! |
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SecurityAll cards are equipped with 24/7 fraud monitoring. This includes a free sign up for fraud test alerts that get sent directly to your mobile phone. |
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InsuranceCards include robust insurance benefits such as auto rental collision, emergency health care, trip cancellation, mobile device insurance and more! |
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Easy PaymentsTo check your balance, see transactions and make payments, simply visit MyCardInfo and sign in with your credentials! |
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Mortgage Calculator |
A home equity loan is a personal loan where the equity of your home is used as collateral.
Many people chose this option when undergoing larger home renovations, acquiring a second property, emergency expenses, or other large purchase.
Payment Options:
- Weekly
- Bi-weekly
- Monthly
- Bi-monthly
See here for information on current loan rates.
Features of a Home Equity LOC
- One-time application.
- Readily available access to funds when you need it, instead of waiting for approval.
- Interest paid only on funds used.
- Provides you flexibility for ongoing need, unexpected needs, emergency costs or other personal use.
- Provides protection from overdraft (to a certain amount) due to inadequate funds.
- Secured with an asset so that you can borrow a larger amount with a lower interest rate.
Features & Options
Everyone has different needs, and that’s why we believe loans should be personal. Whether it’s home renovations, buying a car, or even going back to school, we want to help you with your financial needs.
Let our dedicated staff meet with you to discuss your goals and process your application quickly.
Personal Loan Features:
- Flexible Terms.
- Competitive interest rates.
- Skip a payment option (conditions apply).
- Payout any time with no prepayment penalties.
- Quick approval.
Options:
Personalize your personal loans with the following options:
1. Personalized payment schedule.
2. Interest rate options (fixed or variable).
3. Secured or unsecured.
Features of a Personal LOC
- One-time application.
- Readily available access to funds when you need it, instead of waiting for approval.
- Interest paid only on funds used.
- Provides you flexibility for ongoing need, unexpected needs, emergency costs or other personal use.
- Provides protection from overdraft (to a certain amount) due to inadequate funds.