Only the best for our members

Who doesn't like getting an amazing deal? In order to better serve our members, we've created some promotions that provide exceptional benefits to our members and can kickstart progress towards their financial goals.

Here are our latest investment promotions. Make sure to check back for more exciting new offers!

Spring Promotions

4.99% Consumer Loan Rate For 5 Years*

Our staff will work with you to make sure that you’re borrowing the amount you need, and with a payment schedule that works for you!


HELOC At Prime Rate For The First 6 Months*

With a Home Equity Line of Credit, you can borrow as needed as opposed to a one time lump sum payment, and only pay interest on the amount borrowed!

Credit Card Promotions


Earn 50% MORE Reward Points on Groceriesº

Bananas? Milk? Bread? Whatever you put in your shopping bag gets you extra points. That’s because you’ll automatically receive 50% more rewards points for every dollar spent to purchase groceries on your 1st Choice Collabria® credit card between May 1 and July 31, 2020.†

No extra action required! Just use your card as you normally would and points will automatically be applied to your account!


Make the Right Moves with Your Money - 5.9% Balance Transfer

It’s always important to be strategic about your finances. That means consolidating your balances, managing your financial health, and minimising interest rates on multiple cards.

That's why we want to offer you a special 5.9% annual interest rate on balance transfers to any of our 1st Choice Collabria® credit cards¹. By taking advantage of this special rate, you’ll get to:

  • Consolidate your balances and pay only one interest rate on balances
  • Save on annual fees from multiple cards²
  • Enjoy this 5.9% balance transfer rate on as many balance transfers as your credit card limit allows for the next six months from the date of transfer³

This offer is available from May 1, 2020 and expires on July 31, 2020. So why wait? Visit for more information or contact your branch.‡

To take advantage of these promotions, contact us and get started today!

Icon made by Smashicons from Icon made by Freepik from
1Rate is a floating rate set at our posted Prime Rate minus 1.5% and is liable to change over time.

*Available until June 30th, 2020.

Credit Card Promotion Disclaimer Expand/Collapse

ºThis offer is available from May 1, 2020 to July 31, 2020 on all Collabria consumer rewards credit card accounts (Cash Back, Centra Gold, FlexRate, World, Infinite, US Dollar, Travel Rewards Gold) and business rewards cards (No Fee Cash Back, Platinum Business Mastercard, Visa Infinite Business). During the promotional period, cardholders will receive additional (50% more) bonus rewards points on every dollar spent on ‘Grocery’ merchant category. Classic, Student and Low Rate Business credit cards are excluded from this offer.


This offer applies to Collabria consumer and business rewards credit cards only. Qualifying transactions must be made between May 1 – July 31, 2020. In order to receive additional (50% more) rewards points for every dollar spent, cardholder must spend their dollars in eligible merchant category codes (MCCs): Grocery. Merchants in Grocery category are classified as “Grocery Stores and Supermarkets” (MCC 5411, 5462). Bonus rewards points will be awarded only in MCC 5411 and MCC 5462 merchant categories. Eligible categories are subject to change without notice. Collabria Financial has no control over how a merchant is classified. Collabria Financial is not responsible for how merchants are categorized. Collabria Financial will not issue additional bonus rewards should the merchant from whom cardholder made their Net Purchase not be classified in the category they expected.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

‡This offer is available from May 1 to July 31, 2020 on all consumer and business credit card accounts except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details reagarding Collabria cards that are eligible for this offer. You can also access this agreement at to see the agreement that applies to the card of your choice.

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. After 6 months, the annual interest rate will revert to the annual interest rate for regular purchases. The promotional balance transfer rate can only be used during the promotional period between May 1 – July 31, 2020. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card cannot be transferred as a balance transfer to a Collabria credit card.


Find Branch/ATM

Enter address, postal code or branch name