Credit Report

Equifax Credit Report

A good credit rating is one of the most important building blocks in anyone's financial situation.

Without a good credit rating, it may not be possible to borrow funds we require for planning and attaining long term goals such as buying a home. Many of us also need to borrow money to make life more comfortable, whether to purchase an automobile, consolidate debts or take a vacation. In spite of this, many of us have never looked at our own credit report and we have no idea what our credit rating is.

A credit rating is an assessment of your ability to handle the financial burden of credit at a particular time. Credit ratings are dynamic, meaning that they will change as financial circumstances change. Your overall credit rating is an important factor in determining the type and amount of credit you may be eligible to receive at any given time. That's why it's so important to establish and maintain the highest rating possible.

At 1st Choice Savings, we are committed to helping our members achieve financial success. That's why we've partnered with Equifax Canada to ensure that our members understand their credit rating, how to build a good credit history and how to repair a credit rating that is preventing them from reaching their financial goals.

If you would like to obtain a copy of your credit report immediately, for a fee, you can receive real-time on-line access to your personal credit report, credit score and a full explanation of your score and how lenders view your credit history. Simply log on to Equifax Consumer Services Canada to begin.

 

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