Credit Cards

Current Promotions

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Earn 50% MORE Reward Points on Groceries

Bananas? Milk? Bread? Whatever you put in your shopping bag gets you extra points. That’s because you’ll automatically receive 50% more rewards points for every dollar spent to purchase groceries on your 1st Choice Collabria® credit card between May 1 and July 31, 2020.†

No extra action required! Just use your card as you normally would and points will automatically be applied to your account!

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Make the Right Moves with Your Money - 5.9% Balance Transfer

It’s always important to be strategic about your finances. That means consolidating your balances, managing your financial health, and minimising interest rates on multiple cards.

That's why we want to offer you a special 5.9% annual interest rate on balance transfers to any of our 1st Choice Collabria® credit cards¹. By taking advantage of this special rate, you’ll get to:

  • Consolidate your balances and pay only one interest rate on balances
  • Save on annual fees from multiple cards²
  • Enjoy this 5.9% balance transfer rate on as many balance transfers as your credit card limit allows for the next six months from the date of transfer³

This offer is available from May 1, 2020 and expires on July 31, 2020. So why wait? Visit collabriacreditcards.ca for more information or contact your branch.‡

Cards


1st Choice Savings is now offering a new suite of Mastercard and Visa credit card products! Our new personal and business card products offer a wide range of benefits to meet all your changing needs. From earning cash back to amazing travel and merchandise rewards, we'll help you find a card that works for you! 



 Learn more about personal cards  Learn more about business cards  Learn more about U.S. dollar cards


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Rewards

Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!

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Security 

All cards are equipped with 24/7 fraud monitoring. This includes a free sign up for fraud test alerts that get sent directly to your mobile phone. 

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Insurance

Cards include robust insurance benefits such as auto rental collision, emergency health care, trip cancellation, mobile device insurance and more! 

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Easy Payments

To check your balance, see transactions and make payments, simply visit MyCardInfo and sign in with your credentials! 



Get approved for a card now!


                  

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.
®
The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
This offer is available from May 1, 2020 to July 31, 2020 on all Collabria consumer rewards credit card accounts (Cash Back, Centra Gold, FlexRate, World, Infinite, US Dollar, Travel Rewards Gold) and business rewards cards (No Fee Cash Back, Platinum Business Mastercard, Visa Infinite Business). During the promotional period, cardholders will receive additional (50% more) bonus rewards points on every dollar spent on ‘Grocery’ merchant category. Classic, Student and Low Rate Business credit cards are excluded from this offer. 

QUALIFYING ADDITIONAL BONUS POINT MERCHANT CATEGORIES:

This offer applies to Collabria consumer and business rewards credit cards only. Qualifying transactions must be made between May 1 – July 31, 2020. In order to receive additional (50% more) rewards points for every dollar spent, cardholder must spend their dollars in eligible merchant category codes (MCCs): Grocery. Merchants in Grocery category are classified as “Grocery Stores and Supermarkets” (MCC 5411, 5462). Bonus rewards points will be awarded only in MCC 5411 and MCC 5462 merchant categories. Eligible categories are subject to change without notice. Collabria Financial has no control over how a merchant is classified. Collabria Financial is not responsible for how merchants are categorized. Collabria Financial will not issue additional bonus rewards should the merchant from whom cardholder made their Net Purchase not be classified in the category they expected. 

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

 ‡¹This offer is available from May 1 to July 31, 2020 on all consumer and business credit card accounts except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details reagarding Collabria cards that are eligible for this offer. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. After 6 months, the annual interest rate will revert to the annual interest rate for regular purchases. The promotional balance transfer rate can only be used during the promotional period between May 1 – July 31, 2020. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card cannot be transferred as a balance transfer to a Collabria credit card.

²This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.

³In order to receive the promotional 5.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more. Review all terms and conditions for complete details.

*To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.