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Southern Alberta's Largest Locally Owned Credit Union
1st Choice Savings is the banking alternative for Southern Albertans, serving approximately
17 000 member-owners at 5 branches. Our most unique feature is membership. When you bank with us, you are more than just a customer; you are a valued member-owner.
At 1st Choice Savings we are member-driven, not profit-driven. Rather than giving profits to select stockholders, we reinvest our income to expand the benefits for you.
We're proud to say that most people still come to us referred by friends or family, or attracted by our reputation as a reliable provider of a full range of affordable financial services. In addition to our traditional in-branch services, we provide our members with convenient online, telephone and ATM banking services. We offer a full range of wealth care services, and we are recognized as a leading provider of financial services to Southern Alberta's diversified business and Agricultural sector.
Membership is open to all residents and businesses in the province of Alberta, Canada.
1st Choice Savings registered corporate office is located in Lethbridge, Alberta, Canada.
Our Mission
1st Choice Savings' Mission is to provide financial services to our member owners, giving strength to our people, our communities and our credit union while delivering exceptional personal service.
Our Values
Our Members
- To recognize our members as unique individuals
- To realize and ensure that ownership and control of 1st Choice Savings and Credit Union Ltd. ultimately rests with member-owners
- To deliver services that fulfill real needs, provide superior value and contribute to the economic well being of our members
- To ensure future business continuity by managing our affairs in a prudent manner
- To return surplus earnings to members who have contributed to our financial success
- To encourage the principles of self help, free enterprise, financial planning and the wise use of credit
Our Employees
- To recognize that our people are a key resource, and our dealings with them must reflect fairness, equity and integrity
- To provide a working environment that encourages pride, teamwork and mutual respect, and is conducive to the attainment of professional and personal goals
Our Community
- To cultivate and maintain business and social relationships reflecting leadership, integrity and responsibility
- To contribute to the social and environmental well being of the community in which we work by reinvesting our resources and leadership
The Co-operative System
- To encourage and contribute to the development of worthwhile and viable co-operative endeavors
- To be reciprocally accountable for the application of co-operative principles
- To participate as equal partners in the Alberta and Canadian credit union systems
- To seek mutually beneficial strategic alliances with credit unions and other co-operatives
- To endeavor to accommodate members of other credit unions by providing services, whenever it is not possible or practical for the member to obtain such service from their own credit union
Our Operating Principles
As a financial co-operative, 1st Choice Savings is dedicated to our members and to our communities. To this end, we direct part of our profits back into the communities we serve. Our goal is to make our communities stronger and better places to live. Money earned in our communities will be returned to our communities. 1st Choice Savings is proud to be part of a collective that adheres to the Seven International Co-Operative Principles.
Our Guarantee
Like any other financial institution, 1st Choice Savings is closely regulated. The Credit Union Deposit Guarantee fully insures deposits of all of our members 100%.
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