Cash that's there when you need it
Personal Line of Credit

A Personal Line of Credit from 1st Choice Savings provides the flexibility of a revolving credit line to pay for purchases or other personal expenses. Take an advance whenever you need cash quickly and only accrue interest on the amount you use.

Personal Line of Credit features:
  • A revolving line of credit provides cash that you can access whenever you need to, for whatever you need
  • Rates as low as Prime
  • Lets you borrow with maximum choice, control and flexibility
  • Accrue interest only on the funds you use, not your total credit limit
  • No service charges
  • Peace of mind and security with a variety of Payment Protection Options
  • A one-time application ensures that funds are available whenever you need them and you don't have to re-apply for credit every time

Advantages of this product:

  • Choose how much you want to pay toward your outstanding balance each month -- as little as 3% or $50, whichever is greater, or any amount up to the entire balance.
  • You can use your line of credit for anything such as home renovations, investment opportunities, appliances, debt consolidation or even to buy a car. A 1st Choice Savings personal line of credit gives you the flexibility and the resources to make it happen.
Call 320-4600 to speak to a 1st Choice Savings associate or enroll online.

 



 


 

 
09/08/10
Product
Rate
Credit Union Prime Lending Rate 2.750%
Platinum Savings Accounts
   > $5000
.85%
GIC 5 Years 1.900%
Maximizer and Golden Accounts > $5,000 0.25%
Exchange Rates USD 1.0653%
US Dollar GIC 30 Days 0.25%
Calculators