• Flexible repayment terms
• A variety of assets can be used to secure the loan
• Repayable at any time without penalty
• Interest rates can be fixed or variable based on the Prime Rate
• Total loan amount is paid to you in one lump sum with a regular repayment schedule
• Great choice if you prefer the budgeting ease of fixed payments
• Peace of mind and security with a variety of Payment Protection Options
• Loans are eligible for Profit Sharing through a patronage rebate

Advantages of this product:

• Whether you're thinking about home renovations, buying a car, taking a vacation or even going back to school, 1st Choice Savings can help you with your financial needs. We have dedicated staff at all of our branches that can meet with you to discuss your goals and process your application quickly.
• A 1st Choice Savings Consumer Loan can provide you with the funds to make your goals a reality. We offer you the flexibility to choose either fixed or variable interest rates, the frequency of your payments, and the term over which you'd like to repay the loan. We do grant loans without security, but a secured loan can reduce your interest rate.