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| Your future ... worry free |
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In a nut shell, RRSPs are the Great Canadian Tax Break. A Registered Retirement Savings Plan is, as the name suggests, a plan that is registered with the Canada Revenue Agency to allow Canadians to save for retirement. Your contributions, within limits, are tax deductible and the income earned is tax-sheltered.
For most people, starting and building an RRSP is one of the most important steps that can be taken toward securing a long and healthy financial life. There is simply no better way to cut your tax bill and save for the future. 1st Choice Savings can help use every advantage of RRSPs to build your retirement investment plan, whether you are just starting out or nearing retirement.
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| The Classic® RRSP offers a solid foundation for any retirement portfolio. This flexible term investment product offers both long term security as well as a 100% guarantee of every penny of your principal and interest. And to help you deal with any unexpected bumps in the road, the Classic® RRSP allows you to withdraw up to 20% of your principal investment without penalty. |
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| This excellent retirement portfolio product offers all of the features of The Classic® RRSP with the added benefit of being fully redeemable at any time. |
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| This Variable Savings RRSP makes investing easy through automatic weekly, bi-weekly or monthly investments. With interest calculated daily, you can watch even the smallest investments grow. And you can deposit, transfer funds or switch to another registered investment choice at any time, making the most of your investment with the benefit of convenience and flexibility. |
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